With the recent hold on proceeding with foreclosures and potential misdeeds of large financial institutions like GMAC, Bank of America, and JP Morgan Chase, several are left wondering whether they are going to be able to take back or give back foreclosed property.  Title insurance, which is usually a fee that purchasers have to buy at closing but never know why, may just play a large role in this recent development.  See   Your Money – After Foreclosure